The 2020 FindBet NFL Awards

While the Tampa Bay Buccaneers may have come away with the Lombardi, there was so much greatness displayed in 2020, we believe the players with the flyest kicks, the smoothest flow and the craftiest Twitter fingers deserve shout-outs as well.

So to honor the 2020 NFL season, the FindBet staff came together to develop, nominate and elect the biggest winners from the NFL season in twelve distinct categories.

Categories

People's Champion: Deshaun Watson, Larry Fitzgerald, Ryan Fitzpatrick

There are some men who transcend fanning the flames of rivalry, enjoying an elite status known to few athletes: a player who is beloved by every fan. We believe that Larry Fitzgerald, Ryan Fitzpatrick and Deshaun Watson are fan faves not just in their cities, but in all the NFL kingdom, which is what makes them champions of the people.

Winner: Deshaun Watson

Despite covering the Seahawks and Raiders respectively, Aryanna and Ashmere have professed their admiration for Watson's talent and tenacity time and time again on Findbet broadcasts.

The rest of the staff agrees: for a historic campaign as the best losing quarterback we've ever seen, Deshaun Watson is a fantastic guy with a can-do attitude that brought this team to the playoffs before and is sure to do it again, no matter who it's with.



Best Kick Game: Jarvis Landry "Black Panther", Adam Thielen "Alex Trebek", Alvin Kamara Christmas, Cam Jordan "Merry New Year"

Whether it's a charitable #MyCauseMyCleats design, a festive yuletide treat, or a tribute to a fallen hero, NFL players love lacing up fancy cleats to the beat of their own drum. The kick game offers a place for player creativity to shine on-field, making this category rather competitive amongst meticulous, fashionable athletes.

Winner: Jarvis Landry "Black Panther"

The swift, relentless losses felt in 2020 echoed throughout the NFL all season.

While Kobe & Gianna's' deaths shocked and shook us to our cores, there was another cultural icon lost last year: Black Panther star Chadwick Boseman.

That's why this year's winner of Best Cleats goes to Jarvis Landry's touching tribute to Boseman. The high-quality artwork captured the real-life Black superhero who inspired a generation.


Best Flow: Cam Newton, Ryan Fitzpatrick, Jamie Gillan

Aura, swag, flow—whatever you call it, some players possess a certain je ne sais quoi that amplifies their confidence. Whether it's Cam's riveting red carpet look or that iconic outfit that defined an era of Fitzmagic, here are three guys who've got a flow that swept up the league this year.

Winner: Jamie Gillan

While Fitz and Cam are well-known for their off-field flow, Browns punter Jamie Gillan was our dark horse because he deserves to be known for those luscious locks.

What adds to Gillan's coolness is the fact that the native Scotsman and former rugby player is known as "The Scottish Hammer," reinvigorating the allure of athlete nicknames.

While punters often remain unknown, Gillan's Braveheart vibes didn't go unnoticed.


The Golden Thumbs: Quandre Diggs, Stefon Diggs, Tom Brady

Everyone's got a Twitter these days, but some do it better than others. From Seahawks safety Quandre Diggs speaking his truth or Tom Brady making self-deprecating memes, the Twittersphere had a lot of gold to work with in this category, allowing us to forge a crown worthy of any Twitter king.

Winner: Tom Brady

TB12 is the GOAT squared: the Greatest Of All Time is also The Greatest Of All Twitter.

To be fair, Tom doesn't exactly run his own Twitter: the branding king has an entire creative team develop content for him.

It's actually pretty cool: Shadow Lion was founded in 2017 to support Tom Brady's off-field media efforts. Since then, they've built an impressive NFL clientele, including Patrick Mahomes, Jalen Ramsey and others.

So if you see Tom's perfectly-manicured content, now you know who's behind it, and why everyone is jumping on the Brady social bandwagon.


Baby Yoda Award: Justin Herbert, Justin Jefferson, Chase Young

The Yoda/Baby Yoda Super Bowl meme created a perfect analogy to the rookie stunners in the league: learning how to wield "The Force", these young twentysomethings broke league records and changed their franchises for the better. For that, we honor them with the Baby Yoda moniker.

Winner: Justin Jefferson

While Chase Young and Justin Herbert were visibly recognized for their spectacular rookie campaigns, we believed that record-holder Justin Jefferson deserved our Baby Yoda award for becoming the closest thing the Vikings have had to Randy Moss since… Randy Moss.

His inaugural 1,400-yard season set the record for most yards in a rookie season, meaning Jefferson has made history months after setting foot in US Bank Stadium.

As OG Yoda might say, "From this one, great things we expect."


Best TD Celly: Aaron Rodgers "Key & Peele", Colts "Soul Train", Melvin Gordon "Drumline", Kirk Cousins "Griddy"

You don't have to be a football fan to appreciate the beauty of the touchdown dance. While choreographed team-centric celebrations have taken the league by storm, so have dance trends like The Griddy. Whatever the celebration, it's clear that these nominees could easily grace Dancing With The Stars like Von and Antonio did.

Winner: Kirk Cousins "Griddy"

This was our most disputed category this year—it's hard to pick a favorite amongst the hand sanitizing, the Soul Trains, and the Key & Peele double-pump. Here's a hint as to who won: our Baby Yoda was a part of it!This year's Best TD Celly had to go to the biggest trend sweeping NFL locker rooms, all the way from a New Orleans high school: this year was the year of the Gritty. The Gritty traveled from New Orleans to LSU all the way up to Minnesota, where Justin Jefferson, Adam Thielen and Kirk Cousins had their own iterations. While Southerners did it best, Cousins had the most memorable when he tried—and failed—to get off his Gritty.


Butt Fumble Lifetime Achievement Award: Daniel Jones, Todd Gurley

Getting posterized isn't just in basketball—there are plenty of embarrassing moments that live in infamy amongst NFL fans (just as Mark "Butt Fumble" Sanchez). A few images that stuck with us this season include Todd Gurley's accidental roll into the endzone, eventually resulting in another Falcons loss, and Daniel Jones' self-induced trip that reminds us he is truly Eli's successor.

Winner: Todd Gurley

It's hard to follow up Mark Sanchez' iconic blunder, but the Falcons have had their fair share of Butt Fumble moments since, ironically, the best offensive season we've ever seen.

In their Week 7 matchup against the Detroit Lions, the Falcons were in the red zone with 1:04 minutes to spare. All they had to do was run down the clock, kick a field goal, and the game was over.

But then Todd Gurley accidentally scored a touchdown. Oops.

With one minute left, a criminally underrated Matt Stafford answered with a touchdown of their own, giving this win to the Lions and another shameful moment in Falcons history.


Best Beef: Vrabel vs. Harbaugh, Tate vs. Ramsey

A gritty battle of brawn, sometimes the heat between NFL enemies escalates from chippy shoulder shoves to a full-out brawl. Whether it's coaches screaming about logos or players fighting over family honor, the contenders for Best Beef was the stuff of reality tv legend.


Winner: Golden Tate & Jalen Ramsey, Week 4

What's beef?

Beef is when helmets clash in the streets

Beef is when flying fists start to meet

Beef is when I see you

Guaranteed to be in I-C-U

The lyrics may be modified, but Biggie's classic "Life After Death" diss track explains it perfectly: beef is when the feud follows you wherever you go.

That's exactly what happened to the winners of this year's Best Beef, Golden Tate and Jalen Ramsey. Their fisticuffs dust-up during—and after—a Week 4 matchup between the Rams and the Giants was a family affair, but not in the way you might expect.

You see, Ramsey used to date Tate's younger sister, Breanna. But when Breanna became pregnant with Ramsey's child, he left her high and dry... right in the middle of her pregnancy.

Golden didn't take kindly to that, so when he had the chance to pummel Ramsey, he did.

The two might win Best Beef, but Aryanna thinks Golden deserves a Brother Of The Year award as well. And while we're at it, maybe we'll give Ramsey Worst Boyfriend Of The Century.


Big Man On Campus (BMOC) Award: Aaron Rodgers, Patrick Mahomes, Josh Allen

In the Merriam Webster dictionary, a "big man on campus" is defined as an old-fashioned way of describing "an important and well-known person, especially at a school." The example sentence illustrates why our three BMOC, or MVP, nominees are QBs: "The quarterback of the football team is a real big man on campus." Aaron Rodgers, Patrick Mahomes and Josh Allen all stunned the league in different ways this year, illustrating that they were truly Big MOCs in the NFL game.

Winner: Aaron Rodgers

Another MVP season, a whirlwind romance with Shailene Woodley: it seems like Aaron Rodgers definitely had a better 2020 than the rest of us.

But strictly speaking football, the esteemed Packers QB had the most consistently great quarterback season in the league. Building a rapport with Adams and bringing his team to a dominant 13-3, Rodgers stunned us once more with deep aerial shots launched from a cannon of an arm. Sorry Mahomes and Allen—this pasture of GOATs isn't quite finished grazing the field yet.


Excellence In Breakdowns: Falcons/Cowboys game, Raiders loss to Dolphins, Chargers for 4 straight losses

If there's anything you don't want to excel in as a professional athlete, it's losing. And while everyone eventually loses (we still haven't seen an undefeated SuperBowl team!), some teams are better at blowing a lead than others. From the notorious Falcons franchise to four straight losses for the still-cursed Chargers, here are a few teams that are frustratingly excellent at letting go in crunch time.

Winner: Atlanta Falcons vs. Dallas Cowboys, Week 2

Ever since that blown 28-3 Super Bowl, the Falcons have perfected the art of blowing the lead.

While there were some excellent contenders this year, the Falcons' 39-40 loss to the Cowboys in Week 2 won out as most dysfunctional.

To put it in perspective, the Falcons ended the first quarter with a 20-point lead. Yeah, it was that bad of a breakdown.



Fantasy MVP Award: Dalvin Cook, Derrick Henry, Davante Adams

While football is a team sport, it's important to acknowledge the individual successes of remarkable players who had record numbers—especially when they played for your fantasy football team. From Derrick Henry's 2,000-yard season to a Davante Adams/Aaron Rodgers rapport that Rodgers believes merits a HOF nod, here are the MVP candidates of your fantasy football league.

Winner: Davante Adams

Alongside the BMOC is a guy you either hate because you didn't have him or love because you did: it's fantasy football destroyer Davante Adams.

If fantasy was a game of Battleship, Adams would find all of your opponents and blow up their spot with his unrivaled receiving stats. With 115 catches for over 1,300 yards and 18 touchdowns, Adams either saved or sank your season, and he certainly helped Rodgers reach the NFC Championship.



Mr. Miagi Award: Kevin Stefanski, Sean McDermott, Brian Flores

A ubiquitous pop culture reference, any "Mr. Miagi" is a wise teacher that guides an underdog to powerful victory. For the Browns, Bills and Dolphins, they have recent head coaches to thank for markedly increased success in recent years, making Stefanski, McDermott and Flores all likely candidates as the NFL's latest Mr. Miagi.

Winner: Sean McDermott

Sean McDermott brought one of the NFL's biggest underdogs all the way to the AFC Championship in just 3 years. That alone deserves a trophy, but it's been a steady ascent for the Bills since McDermott joined them in 2017.

The way that McDermott has been able to build a threatening pass attack with Josh Allen, Stephon Diggs and an underrated Cole Beasley is difficult to put into words, but the cheers from Bill's Mafia this offseason captured it perfectly: finally, a 25-year drought has been put to rest.



That's all we have for this year's awards, but we'd like to thank you for sharing your NFL season with us at Findbet—it's truly been an honor.

Be sure to tune into our awards broadcast as well as our Awards Show Afterparty live on Saturday, March 6th at 7pm EST on Findbet and Popdust channels.

Until now, there was a void in the industry. An all-in-one prop bet research tool for Over/Under rankings did not exist. Fantasy SP has changed that.

Of course, you could find betting trends on the internet but there wasn’t a place where you could have all the information for every single player on the same page at your fingertips. Well, we wanted to change that. We’ve created the definitive NFL prop bet research tool for pros and newbies alike.

In a typical NFL week, there can be over 1,000 player prop lines available. Traditional player game logs are not optimal for researching player props. Our unique tool allows you to quickly analyze thousands of lines on your phone, tablet, or computer, and find the props with the greatest value. Don’t just bet on the players you like. Become more data-driven with your props research by using Fantasy SP’s Player Prop Over/Under Rankings!

This is the perfect prop bet research tool to make some serious cash. Place informed bets using relevant analytics and increase your chances of seeing your bankroll increase.

All | Pass Yds | Pass TDs| Pass Comp | Pass Att | Rush Att | Rush Yds | Rec | Rec Yds

Unique Features

With our brand-new Player Prop Over/Under Rankings Research Tool, users will be able to filter by tons of critical data points including home vs. away, favorite vs. underdog, player popularity, last few games, indoor vs. outdoor, specific props, specific teams, position rank, opponent rank, and so much more!

Research Prop Bet Betting Example

Okay, enough talk, and let’s get to a simple real-world example of how to use the tool to help you place a bet.

For example, Jared Goff has had some of the most ridiculous home/away splits in 2022.

Goff has a passer rating of 106.9 with 2,217 yards (277.1 yards per game), 20 touchdowns, and 3 interceptions in eight games at home this season. Pretty good, right? On the road, he has a passer rating of 82.5 with 1,387 yards (231.2 yards per game), 3 touchdowns, and 4 interceptions in six games.

As you can see, Goff is averaging 46 more yards per game at home in 2022 entering Week 16. Vegas may try to trick you when Goff is on the road after coming off a massive home game but by using our tool, you won’t be fooled.

Goff has a 5-3 O-U record on his passing yard props at Ford Field this season. While his average line at home on DraftKings is 247 yards, his average result is 277.1 passing yards. Prior to throwing for 250+ yards against the Jets at the Meadowlands in Week 15, he was 2-3 on his passing yards props on the road. His average line on DraftKings on the road was only 10 yards fewer heading into Week 15 yet he averaged a full 50 fewer yards per game (227). This shows a clear pattern that he is much more successful at hitting the over and much more efficient when playing in front of his home crowd. There are countless examples of patterns you can spot using this brand-new prop tool that are even more eye-popping than Goff’s numbers.

How to Find Favorable Prop Bets

The key to placing informed bets is to place bets on clear patterns. Ideally, you want to see a player consistently going over or under. Grab a concise list of potential bets to place and compare to the lines at your favorite operator.

Let’s say you want to place a passing yards prop bet on Tom Brady. You check all the lines at your favorite operator (we suggest Caesars or FanDuel) and need to put his line into context. How often does he go over? What outcomes occur against an easy matchup? What is his average result? How does he do at home versus on the road?

Using our exclusive Over-Under Rankings, you can utilize our premium filters to find out Brady’s historical prop record at home versus the road is even more volatile than Goff’s splits. (This is good and what we want to see.)

At home, Brady is averaging a whopping 307.3 passing yards and has hit the over in six of seven games heading into Week 15.

On the road, while his average line is only two yards fewer (271.2 to 269.2), he has a 1-5 O-U record and is only averaging 239 passing yards per game.

Fantasy SP has just highlighted a very promising prop bet whenever Brady is at home. Take the over. And when he is on the road, it’s a prime spot to smash the under.

Some players also tend to do much better when their team is the favorite such as running backs late in the fourth quarter when their team needs to kill time. Heading into Week 15, Dalvin Cook had a 7-2 O-U rushing yard record when his team was the favorite (79.9 yards per game). Conversely, when the Vikings were underdogs, he was 1-3 (57.8 yards per game). This is why filtering by favorite or underdog can be a critical data point to help you gain an edge at sportsbooks.

You can also filter by the last few games in case a player has begun to heat up or cool off. These filters will help you nail your bets in very specific scenarios. It’s the perfect tool for situational prop betting.

What the Experts Are Saying

Don’t simply trust our word. We provided a free preview to professional bettors and journalists and this is what they had to say:

“I don’t place my player prop parlays until checking out Fantasy SP’s Prop Bet Rankings. This is the only place where I can get an in-depth historical analysis of every player in the League before placing my wagers!”

Matthew Rumack, Professional Sports Bettor

“This tool provides insight that I haven’t seen anywhere else in the sports betting industry. Fantasy SP has developed something truly unique. The premium filters that allow me to figure out how each player has performed in very specific situations are simply next-level. I will not be placing prop bets before using this tool for research!”

Mark Morales-Smith, Senior Fantasy & Gambling Writer

“The features of this prop research tool are simply awesome. It’s easy to use, easy to understand, and incredibly powerful. There is so much data at your fingertips. This is an essential piece to finding player prop betting value.”

Dan Hickman, Professional Gambling Writer

The dropdowns and filters on this tool are what really make this a game-changing feature. If you only want to see the most popular players on the page, simply slide the popularity to 75% or 100%. If you want to see players’ over-under records and their average results for only home games, simply click Home on the dropdown. If you want to see over-under records for players against teams in the bottom 5 at defending that position, simply click Bottom 5 under Position Rank. Not only can you get all of this insight, but the sliders and dropdowns all work interactively with a user-friendly interface so you can find out how a player is doing in a very specific situation. For example, let’s say Dak Prescott and the Cowboys are hosting the top-five San Francisco 49ers defense and are four-point underdogs. To get a much clearer picture of how Prescott has performed in similar situations, you can check off Home, Underdog, Indoor, and Top 5 under Opponent Rank to get his exact over-under prop historical record in this particular situation. If he is 0-3 on his passing yard prop in this scenario, you may want to smash the under.

Wrap-Up

NFL prop betting can be overwhelming but this tool makes it easy to research the best bets for novices and seasoned vets alike. Bettors should not be placing their prop bets before doing the necessary research. Now you can do all that research on one page with Fantasy SP’s Player Prop Over/Under Rankings Research Tool! It doesn’t get much better than that.

Stay tuned for our future article on even more in-depth tips and tricks.

2022 World Cup Best Bets, Team Props, and Futures
2022 World Cup Best Bets, Team Props, and Futures

Picking up where they left off in 2018, the French National Team led by 23-year-old Kylian Mbappe have found their way back into the finals as they look to be the first back-to-back World Cup Champions since Brazil’s dominant runs in 1958 and 1962. Standing between that incredible feat for the defending champions is Argentina, who currently have their superstar, Lionel Messi, in top form. Messi is finding ways to create passes no one can see and he’s done it multiple times, assisting three goals (tied for the most) throughout the tournament. The legend is also scoring goals of his own and is tied with Kylian Mbappe (5 goals) for Golden Boot honors in this year’s World Cup. Regardless, soccer fans around the world are in for a treat on Sunday at 10:00 AM EST as two of the best players in the world face each other for their country’s World Cup glory.

After winning Group D, France defeated Poland in the Round of 16, England in the quarterfinals, and a strong Morocco team in the semis to advance to the Final. On the other side of the bracket, Argentina won Group C and dispatched Australia in the Round of 16. Messi and the Argentinians were then tested in the quarterfinals, needing a penalty shootout to defeat the Netherlands after blowing a late two-goal lead. Finally, Argentina played perhaps their best match of the tournament against Croatia in the semi-finals, winning 3-0. Now the stage is set for a blockbuster finale between two powerhouses featuring some of the top players in the world.

Note (from FanDuel Sportsbook): No team will play at home during Qatar's World Cup. For betting purposes, FanDuel explains that: “Home Team refers to the team listed first, Away Team refers to the second team listed.”

Argentina (-104) vs. France (-112)

Argentina Keys To Victory

Lionel Messi has played incredibly for Argentina throughout this World Cup. He is leaving opposing defenders in the dust, taking on multiple players at once, dragging them away from his teammates, which is opening up the field for his fellow goal scorers. Every time Messi has the ball at his feet, there seems to be more than one threat. Messi is playing just as well as he always has in 2022. He’s served his team as a playmaker and as a goal-scorer in Qatar. He’s also had some help from Manchester City forward Julian Alvarez who’s scored a handful of goals in this World Cup (including two in Argentina’s decisive victory over Croatia). If Alvarez and Messi are able to link up while on the attack, the depleted French defense and midfield could be in for some trouble.

France Keys To Victory

One of the biggest headlines heading into this World Cup Final is the return of French striker Karim Benzema. The Real Madrid star and winner of this year’s Ballon D’Or hurt his hamstring in one of France’s first practices soon after arriving in Qatar. He flew back to Madrid where he immediately completed his recovery work which was set at three weeks from the time of injury. Right now, Benzema is flying back to Doha and could be starting for France in the final. At the moment, France’s HC Didier Deschamps has declined to comment on whether or not he will be including KB9 in the starting lineup. France’s ball movement has been excellent throughout the tournament, but their key to victory against Argentina will be efficient defense. Over the last few games, France’s defense seems to have slowed down. Not only will they need to stop Messi, but they will need to turn defensive stops into counterattacks. Mbappe and Olivier Giroud (four goals thus far in the tournament) will need to be electric on offense and test the Argentinian keeper. Antoine Griezmann may be an x-factor for France as he has three assists in this World Cup and was inches away from scoring against Morocco.

Conclusion

It’s only fitting that Lionel Messi will finally hoist the World Cup trophy in his last World Cup match. Expect him to score a goal and lead his team to victory in a tightly contested battle.

The Pick: Argentina (-104)

World Cup Final Best Prop Bets

Kylian Mbappe: To Score Or Give Assist (+100)

Mbappé has been relatively quiet over France’s last few games. Still, he is the main wing on France’s team who is capable of breaking down defenses through his skillful technique and ridiculous speed. He currently is tied with Messi for the most goals in the 2022 World Cup. If he isn’t able to score in this game, then expect him to at least make an assist. For France to win this one, the 23-year-old will need to have a big game.

Lionel Messi: Anytime Goalscorer (+190)

Messi has stepped up his performance big time this World Cup. If you have watched Argentina play in this tournament, you know how crucial of a role Messi has played in the team’s success. He is tied for the most goals in the tournament with Mbappe and has a great chance of putting the ball in the net at some point during Sunday’s big match. This is a particularly great prop to target since Messi takes all of Argentina’s penalty shots and has converted four-of-five throughout the tournament.

Fantasy SP has worked diligently to bring you next-level sports betting analytics, prop betting tools, public betting splits, and so much more! Become an Edge+ member today!

Calling every sports fan across the globe! The best month for all things sports is here: December. NFL and CFB are getting into the thick of things — I mean, we are finally not seeing Alabama and Clemson in the CFP, not to mention both the NBA and NHL are underway and college basketball just tipped off!

Despite all of these different sporting events going on, the World’s biggest Sporting event is down to the Semifinals, the World Cup.

Although Soccer is the World's most popular sport, it still struggles to gain support in the US. However, every 4 years Soccer takes the country by storm and this year, and these last few games are going to be amazing.

Let us introduce you to your new go-to app, FanDuel Sportsbook. It’s the place to be for not only the usual sports, but for this year's World Cup!

FanDuel Sportsbook is providing a multitude of features with a few market differentiators.

  • Futures:
    • World Cup Winner
    • Who will win the Golden Boot (the award for the top goal scorer of the World Cup)
    • Highest scoring Group
    • And more
  • Popular Markets - outside of the normal Moneyline, Spread & Over/Under lines, FanDuel will also be offering:
    • Anytime Goal Scorer
    • First Goal Scorer
    • Shots on Goal
    • Correct Score
    • Number of Corner Kicks
    • Half-Time Result

Market Differentiators:

  • Tournament Goal Scorer Parlay Builder - build your own tournament-long Goal Scorer parlays with your favorite players from every team.
  • Daily Specials:
    • Highest scoring team of the day
    • Total daily goals
    • Player specials
    • And More!
  • Live Parlays

Out of all the betting apps we’ve used, signing up for FanDuel Sportsbook is also the easiest. Simply download the app and create an account by providing an email, credit card, and SS# — that’s to protect your winnings and ensure you're not a sporting professional.

FanDuel is undoubtedly the best site/app to parlay across multiple sports. It’s designed for bettors at any stage. The clear interface is ideal for beginners and you can make a bet in just a few clicks! It’s complete with a number of betting guides that explain the rules and resources to safely bet.

One of the best parts is that once the game ends, you can cash out your winnings right away. No minimum, no wait.

There’s also the incredible New User Offer: sign up with FanDuel Sportsbook and get up to $1000 in Free Bets if you lose your first bet!

Their app has everything you need — from tutorials to real-time game scores. Get amped for the World Cup with FanDuel Sportsbook. Enhance your Sportsember by downloading the FanDuel Sportsbook app today!

Terms & Conditions: 21+ and present in CO, IA, IL, IN, MI, NJ, PA, TN, VA or WV. New users only. Must wager in designated offer market. $10 first deposit required. $150 max bonus. See full terms at sportsbook.fanduel.com. Gambling Problem? Call: 1-800-522-4700 (CO), 1-800-BETS-OFF (IA), 1-800-9-WITH-IT (IN), 1-800-270-7117 for confidential help (MI), 1-800-GAMBLER (NJ, PA, IL, VA), TN REDLINE 1-800-889-9789 (TN), or visit www.1800gambler.net (WV).